As the table above shows, undergraduate degrees can be expensive. You can expect to pay $6,000-7,000 per semester, and it is not cheaper to take courses online than in person.
Four-year degrees include general education classes. It may be possible to take these at a less expensive local college. If you do this, be sure you take transferable units, so you don’t have to retake classes. Ask the admissions office about what units transfer.
All schools include a FAFSA application for student loans. Consider carefully when applying for a federal loan. Remember that these loans must be paid back and are not dischargeable in bankruptcy. On the other hand, they have lower interest rates and more flexible repayment plans than bank loans.
If you are a first-time college student, you can qualify for federal grants such as the Pell Grant; these do not need to be repaid. Scholarships, state grants, and employer-paid tuition reimbursements are also available.